Familiarizing yourself with the insurance claims process is important if you’ve been hurt in a car accident in Jacksonville, FL. For many people, it’s a complex maze that they’d rather not think about. Our Jacksonville car accident attorneys can take the mystery out of the proceedings and maximize the compensation you recover.
When you’re trying to recover from your injuries while your medical expenses are piling up isn’t the ideal time to learn about the claims process. Our Jacksonville personal injury attorneys, with 80 years of combined experience, can help you navigate it so that you don’t leave any money on the table.
Baggett Law Personal Injury Lawyers help Jacksonville, Florida, residents with their car accident insurance claims to make sure it’s accurate, complete, and timely. Don’t leave your right to compensation to chance. Contact us online or call (904) 396-1100 to request a free case assessment and get answers to all your questions.
Why Choose Baggett Law Personal Injury Lawyers To Help You Through the Florida Car Accident Claim Process
Being involved in a car accident can have a domino effect. It brings about unexpected financial problems that are exacerbated by your inability to work. Our Jacksonville personal injury lawyers understand just how stressful it can be.
The insurance company isn’t your ally. In your most vulnerable time, they’ll do what they can to either limit or deny your compensation. Baggett Law Personal Injury Lawyers will be your voice against an insurance company that prioritizes its financial well-being over your physical health.
With tens of millions of dollars secured for our clients, we get results such as the following:
- $2.7 million settlement for a client who suffered serious injuries in a motorcycle accident
- $2.1 million in compensation for a client who was hurt in a semi-truck wreck
- $1.5 million settlement when a client was injured by a commercial truck
- $1.2 million in compensation against an insurance company that acted in bad faith
Get on the path of financial recovery by calling Baggett Law Personal Injury Lawyers. We’ll take on the task of getting you maximum compensation for your injuries so that you can focus all your energy on getting healthy and getting back to work.
How Does the Insurance Claim Process Work Following a Car Accident in Jacksonville, Florida?
Florida is one of a handful of states that operates under a no-fault car accident system. If you’re injured in a car accident, you must first seek compensation from your own insurance company by filing a claim. This is true no matter who was at fault for the accident.
In Florida, car owners are required to carry personal injury protection (PIP) insurance coverage. Your PIP coverage will pay for the following losses you experience due to a car accident up to the default limit of $10,000:
- 80% of your medical expenses
- 60% of your lost wages
These benefits also include up to $5,000 in funeral expenses if a death was involved.
It’s important to contact your insurance company to file a claim under your PIP policy as soon as you can following the accident. Insurance policies typically have deadlines to file a claim, so you should read it carefully. After your insurance company reviews your claim, it may offer to settle your claim.
If your injuries are serious, you will likely want to consult with an experienced attorney like Baggett Law Personal Injury Lawyers to help you through the claims process. It’s not uncommon for insurance companies to make unfair, low-ball offers just to close out your claim quickly.
We can protect you against unscrupulous insurance companies that don’t care about you or your injuries. Call us today so we can begin investigating your Jacksonville car accident and get to work on your claim.
What if My Damages Exceed My Policy Limits?
Some accidents result in catastrophic injuries that require extensive medical treatment that far exceeds PIP coverage. Even though Florida is a no-fault state, you may still be able to sue the at-fault driver or their insurance company to recover your full damages.
In order to be able to sue for full damages, you have to be able to show that you suffered serious bodily harm (or meet another exception, such as if your case involves a drunk driver). To meet this threshold, you must have:
- Significant permanent loss of a bodily function
- A permanent injury
- Significant and permanent disfigurement or scarring
If your loved one was killed in a car accident, you may be able to sue the at-fault driver for wrongful death.
To step outside the no-fault system and sue for damages, you will need a smart, aggressive lawyer in your corner. Proving that another party was negligent can be difficult, so going it alone is never a good idea. Reach out to Baggett Law Personal Injury Lawyers to discuss your accident and learn more about your legal rights.
Get Help With Your Insurance Claim From an Experienced Jacksonville Car Accident Attorney
Going through the car accident claims process with your insurance company can leave you feeling defeated. After a car crash, it’s important to connect with a seasoned personal injury attorney who has your best interests in mind.
When you’re dealing with serious injuries following a car accident, you don’t need to be trying to negotiate a fair settlement with your insurance company. Baggett Law Personal Injury Lawyers is here to take that burden off your shoulders.
Call us today for a no-cost, risk-free consultation. We’ll guide you through the Florida car accident claims process and make sure you know your rights under the law and under your insurance policy.