Did you or a loved one suffer injuries in an accident involving Lyft or a rideshare company in Jacksonville, FL? Lyft accident victims are often entitled to compensation for medical bills, lost wages, and more. An experienced Jacksonville Lyft accident lawyer at Baggett Law Personal Injury Lawyers can help you navigate the complex insurance claims process so that you can rest assured you’re getting the maximum compensation you deserve.
Collectively, our lawyers have over 60 years of experience fighting for accident victims like you. Since we opened our legal practice, we’ve recovered tens of millions of dollars for injured clients.
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How Baggett Law Personal Injury Lawyers Can Help After a Lyft Accident in Jacksonville
While it may not seem like it, Uber and Lyft are relatively new services. Because of their convenience, ridesharing apps have become extremely popular. On the other hand, the process of recovering compensation after a rideshare accident is relatively new. It’s also complicated by a number of issues that don’t play a role in typical car crash cases.
The insurance company has plenty of ways to fight your injury claim. At Baggett Law Personal Injury Lawyers, we know how to help you fight back.
When you trust our Jacksonville personal injury attorneys with your case, we will:
- Handle a full investigation into the crash
- Work with specialists to determine how much your case is worth
- Gather evidence to prove who was at fault for the crash
- Determine which insurance policy applies in your case
- Negotiate with the insurance companies on your behalf
Our Jacksonville personal injury lawyers have been recognized by Super Lawyers every year since 2009. We’ve also earned an AV-Preeminent rating and won the Martindale-Hubbell 2021 Platinum Client Champion Award–its highest award for client services.
You can count on us to go the extra mile and fight for every dollar you deserve. To learn more, call our law firm for a free initial consultation today.
What is My Jacksonville Lyft Accident Case Worth?
Like any auto accident case, it’s important to know how much your personal injury case is worth before taking a settlement deal.
Your case value depends on:
- The nature of your injuries
- The cost of your medical treatment
- How the injury impacts your work and quality of life
- Your physical and emotional suffering
- Whether you share fault for the crash
As in any case, the value can also depend on the amount of insurance coverage that’s available.
How Do Florida Insurance Laws Impact the Value of My Lyft Accident Claim?
Available insurance is an important factor to consider in any car accident case. Often, if your costs exceed your PIP coverage limits, you’ll seek compensation from an at-fault driver’s insurance policy.
Things are a bit different in Lyft accident cases. If a Lyft driver is responsible for your accident, their personal insurance won’t cover your damages. That’s because the driver is using the vehicle to make a profit. Because the driver is an independent contractor, not an employee, you can’t sue Lyft for damages.
Fortunately, Florida law now requires Uber and Lyft to purchase commercial insurance so that victims can seek compensation if their drivers cause an accident. So, if you were injured because of a negligent rideshare driver, you can file a claim under Lyft’s commercial insurance policy. The amount of coverage depends on the driver’s status at the time of the crash.
The Driver Has Accepted a Ride Request
If the driver is en route to pick up a passenger or has a passenger in the vehicle, the following coverage limits apply:
- $1,000,000 for 3rd-party liability coverage
- Uninsured/underinsured motorist bodily injury
- Contingent comprehensive & collision up to the actual cash value of the car (with a $2,500 deductible)
This policy applies from the time the driver accepts the ride request until the time the ride ends in the Lyft app.
Lyft App is On, and the Driver is Available to Accept Rides
If the driver is available to accept passengers, the following insurance coverage is available:
- $50,000/person for bodily injury
- $100,000/accident for bodily injury
- $25,000/accident for property damage
These limits are much higher than the coverage required under Florida’s no-fault insurance law. Still, the policy is only available to cover amounts not covered by your personal car insurance policy.
Lyft App is Off
If the driver isn’t logged into the Lyft app, the case is treated like any other motor vehicle accident case. Because the driver isn’t using the vehicle for profit, their personal insurance will be available.
What Types of Damages Are Available to Lyft Accident Victims?
Depending on the nature of your injuries, you may be entitled to compensation for:
- Past and future medical expenses
- Lost wages
- Lost future earning potential
- Property damage
- Other out-of-pocket expenses
- Pain and suffering
- Emotional distress
- Diminished quality of life
- Physical disfigurement and scarring
- Loss of consortium
Identifying all of your damages is important. Once you take a settlement, you can’t go back and ask the insurance company for additional compensation if your expenses are higher than expected.
Can I Recover Damages If I’m Being Blamed for a Lyft Accident in Florida?
Accident claims are rarely simple. It’s always possible that the injured party can share some blame for the accident. Under Florida’s pure comparative fault laws, liability is divided between all parties who share blame for an accident.
While you won’t lose your right to compensation entirely if you’re partly responsible, your settlement or verdict will be reduced in proportion to your percentage of fault. So, if the insurance company can prove you were 40% responsible, you’re only entitled to 60% of your compensation.
We’ll Fight to Recover Compensation For All of Your Lyft Accident Injuries
If you were injured because of someone else’s careless or reckless acts, you deserve fair compensation for your injuries.
Our lawyers often represent clients who have sustained:
- Broken bones
- Nerve injuries
- Soft tissue damage
- Traumatic brain injuries
- Spinal cord injuries
- Head and neck injuries
- Crushing injuries
- Back injuries
- Internal injuries
- Burns and road rash
- Catastrophic injuries
- Wrongful death of a loved one
Seriously injured accident victims often incur thousands of dollars in medical bills. Often, that’s only the tip of the iceberg when it comes to your costs. Regardless of the types of injuries you’ve suffered, it’s important to speak with an experienced lawyer.
What Causes Most Lyft Accidents in Jacksonville, Florida?
Lyft and rideshare services are extremely convenient. With the touch of a button, you can call a ride–and most of the time, riders reach their destinations safely.
Regardless, Lyft accidents can and do happen. Much of the time, they happen because of driver error.
More specifically, Uber and Lyft drivers can cause accidents because of:
- Distracted driving
- Stopping in unsafe locations for passenger pickups
- Failure to yield the right-of-way
- Aggressive driving
- Driving under the influence of drugs
- Drunk driving
- Speeding to run a red light
- Failing to stop at stop signs and obey traffic laws
- Failure to maintain the Lyft vehicle
Lyft drivers don’t receive professional training. They aren’t required to carry a CDL or obtain any specialized licensing. That means they’re just as likely to cause a car crash as any other driver.
How Do I Prove Negligence After a Lyft Accident in Florida?
Most accidents happen because someone was careless. To recover damages, you must establish each element of negligence.
The four elements of a negligence claim are:
Our rideshare accident lawyers will gather the evidence you need to prove your case. That evidence might include:
- Video footage from dash cams and traffic lights
- Photos of the crash scene
- Statements from eyewitnesses
- Information from the driver’s Lyft app
- Information about the Lyft driver’s driving history
- Police reports
- Medical records
- Opinions from specialists in accident reconstruction
No two cases are exactly the same. Still, we’ve seen enough cases to know what to look for. You can learn more about how we can help by calling for a free case evaluation with an experienced Jacksonville Lyft accident attorney today.
How Long Do I Have to File a Lawsuit After a Lyft Accident in Florida?
The statute of limitations in Florida is four years. If you don’t file a personal injury lawsuit within four years of the crash, you can’t sue for damages.
Our rideshare accident attorneys will take immediate steps to determine the deadline in your case–just call to get started today.
Contact a Jacksonville Lyft Accident Lawyer For a Free Consultation
Did you sustain injuries in a Lyft accident? A Jacksonville Lyft accident lawyer can increase your chances of recovering the fair compensation you deserve. Call Baggett Law Personal Injury Lawyers to learn more about how our experienced lawyers can fight for you.