What Is the Average Florida Auto Accident Settlement? Car Accident Settlement Examples
You may be wondering what your case might be worth if you were recently injured in a car accident in Florida. Medical bills, time off work, and the pain you are experiencing can take a serious toll. While every case is unique, understanding how Florida car accident settlements work can help you get a better idea of what to expect.
Understanding Florida’s Auto Accident System
Florida has a no-fault insurance system, meaning that after a car accident, your insurance company covers your initial medical bills and lost wages, regardless of who caused the crash. This is provided under Personal Injury Protection (PIP) coverage, which is mandatory and typically covers up to $10,000. However, if your injuries are severe, you may be able to step outside the no-fault system and file a claim against the at-fault driver. This is allowed when your injuries include:
- Significant and permanent loss of a major bodily function
- Permanent injury within a reasonable degree of medical certainty
- Significant scarring or disfigurement
- Death
You can pursue additional compensation through a liability claim or lawsuit if your injuries meet this threshold under Florida Statute 627.737. A personal injury lawyer can help.
What Influences the Value of a Florida Auto Accident Settlement?
Several factors influence how much compensation you may receive after a car accident. The more severe your injuries, the higher your potential settlement, especially when injuries impact your ability to work or live normally. Key elements that impact settlement value include:
- Injury severity and permanence
- Medical expenses
- Lost wages and reduced earning ability
- Pain and suffering
- Insurance policy limits
- Shared fault or comparative negligence
- Strength of evidence
Every detail matters. Working with a Jacksonville car accident lawyer can help you increase your potential recovery.
Typical Florida Auto Accident Settlement Ranges by Injury Type
There is no one-size-fits-all number for auto accident settlements in Florida, but certain injuries tend to fall within predictable settlement ranges. These ranges can serve as general guidance, but your claim could vary depending on the specific facts of your case. For example:
- Minor injuries, sprains, or bruising: $1,000 – $20,000
- Whiplash or soft tissue injuries: $5,000 – $30,000
- Broken bones: $30,000 – $85,000
- Back or neck injuries: $20,000 – $100,000
- Traumatic brain injuries: $100,000 – $1,000,000+
- Spinal cord injuries or paralysis: $500,000 – $1,000,000+
- Wrongful death: $500,000 – several million
Even cases that seem minor at first can evolve into high-value claims if complications arise or long-term care is required.
Real Florida Auto Accident Settlement Examples
Looking at real-life examples can help you better understand how settlements are calculated. These figures are not guarantees but serve as helpful reference points:
- $2,100,000 settlement: Settlement for full insurance policy limits after years of litigation over serious injuries sustained in a semi-truck crash.
- $1,124,000 settlement: Settlement for parents who tragically lost their young son in an accident caused by failures to protect children at play during a sidewalk construction project.
- $700,000 settlement: Settlement for distinguished military veterans injured in a harrowing freeway crash that spun their car into a concrete barrier, resulting in significant medical care and expenses.
- $600,000 settlement: Settlement for a decorated military veteran rear-ended by an illegal driver after two insurance companies tried to avoid paying for medical treatment.
Each of these cases demonstrates how injury severity, medical costs, and other factors can dramatically affect settlement outcomes. An experienced Jacksonville auto accident lawyer can help you negotiate the settlement you deserve.
Injured in a Florida Auto Accident? Contact a Jacksonville Car Accident Lawyer Today
Recovering from a car accident is difficult, but you do not have to go through it alone. If you have been injured in an auto accident in Florida, a Jacksonville personal injury lawyer can help you understand your options and pursue the compensation you are owed. Most personal injury law firms offer free consultations and only get paid if they win your case.
For more information, please contact the Jacksonville and Ponte Vedra car accident law firm of Baggett Law Personal Injury Lawyers at the nearest location to schedule a free consultation today.
We serve Duval County, St. Johns County, and its surrounding areas:
Baggett Law Personal Injury Lawyers – Jacksonville
9471 Baymeadows Rd #105,
Jacksonville, FL 32256
(904) 396-1100
Baggett Law Personal Injury Lawyers – Downtown Jacksonville
121 W Forsyth St Suite 1000,
Jacksonville, FL 32202
(904) 822-4225
Baggett Law Personal Injury Lawyers – Ponte Vedra
480 Town Plaza Ave #130,
Ponte Vedra Beach, FL 32081
(904) 675-1167